Why You Should Prefer a Broker Over Dealer Finance
Dealer financing can simplify the purchase process, but the first offer may not be the best option for you. Before signing, check the interest rate, application fees, early termination costs, and other loan conditions.
An asset finance broker can compare loans from lenders that specialise in vehicle and equipment finance. They can compare options across a broad panel of lenders, giving you more choice than accepting the finance option offered with the asset.
As a trusted broker for asset finance, Tesoro Financial beats dealer finance 9 times out of 10 by providing access to an accredited panel of lenders.
Asset finance applications often move faster than standard property lending because the transaction and security structures differ. At Tesoro Financial, we keep the application process straightforward. Here is what you can expect:
Car & Vehicle Finance in Bondi Beach
New, used, and business vehicle finance checked against dealer offers.
Buying a car for yourself? We can arrange a car loan for eligible new and used vehicles. Our car loan brokers compare rates and loan terms across lenders based on your financial position and the vehicle you want to buy.
Financing a vehicle for business use can involve different loan structures and eligibility requirements than personal car finance. You may need funding for a work ute, which is a utility vehicle commonly used for carrying tools or equipment, or for another vehicle as your business grows. We can compare commercial vehicle finance options and explain the available structures before you choose a loan.
If you are already considering a dealership offer, bring the details to us. Tesoro Financial can check the finance against available lender options, so you have more information before signing.
Fast Asset Finance Process, Without the Hassle
1.
Tell us what you are financing
We start with a quick consultation about the asset, your budget, and how you plan to use it.
2.
We check suitable lenders
Our team compares relevant options from lenders that specialise in car and asset finance.
3.
We manage the application through to settlement
We prepare the application and communicate with the lender as it moves through the assessment process. Once approved and settled, you can move ahead with collecting or purchasing the asset.
4.
Note
Approval times vary by lender and application, so we will explain what to expect once we understand your situation.
Personal and Business Asset Finance
As a trusted asset finance broker in Bondi Beach, we help both personal buyers and business owners access suitable asset finance options.
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Personal Buyers: Whether you're upgrading your car, buying your first vehicle, or financing a boat or caravan, we compare finance options built around personal borrowing.
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Business Owners: You can use asset finance to fund vehicles or equipment needed for your operations. We can assess options for new purchases as well as assets required to support business growth.
Business Asset & Equipment Finance in Bondi Beach
Plant, machinery, and equipment finance for growing businesses.
Purchasing equipment can put pressure on available business cash. Business asset finance lets eligible businesses spread the cost while getting the assets they need for daily operations or planned growth.
We can assess funding for:
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Plant & Equipment Finance: Funding for machinery, tools, and industrial equipment used in your operations.
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Office Equipment Finance: Finance for computers, IT hardware, and other office equipment required by your business.
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Commercial Vehicle Finance: Funding for trucks, vans, and fleet vehicles used for business purposes.
Our brokers can also assess other business assets that fall outside these categories.
Note: The right equipment finance options depend on your cash flow and tax position. Selecting between structures such as a finance lease and hire purchase affects your operational costs. We assess business assets across lenders to find a suitable funding structure.
Reliable Asset Finance Support for Bondi Beach
Tesoro Financial supports personal buyers and business owners in Bondi Beach, across the Eastern Suburbs, and throughout wider Sydney and NSW. Our team is accredited with every lender in Australia, which gives us broad access when assessing finance for cars, commercial vehicles, and equipment.
Since 2015, our team has helped clients assess finances across residential, commercial, and asset lending. If you already know what you want to buy, we can assess the finance options available for your circumstances and explain the loan structure before you proceed.
Asset Finance Broker in Bondi Beach
Car and equipment finance for personal and business needs. We beat dealer finance 9 times out of 10.
Tesoro Financial gives personal buyers and businesses access to lenders that specialise in asset finance, so you can check your options before committing to financing offered at the point of sale.
Our asset finance broker in Bondi Beach can arrange funding for personal vehicles and a wide range of business assets. We beat dealer finance 9 times out of 10 by checking options across our lender network and comparing loan terms suited to your purchase and circumstances.
Estimate Your Repayments With Our Calculators
Want an idea of what a car loan could cost before applying? Use Tesoro Financial's car loan calculator to estimate repayments based on the loan details you enter.
Asset Finance FAQs
Dealer finance is arranged through the dealership, typically using a lender or finance provider that is available through the dealer. Asset finance through a broker allows you to compare options from multiple lenders that specialise in car and equipment finance rather than relying only on the finance presented at the dealership.
Potentially. Business vehicle finance can be available for cars, vans, Utes, and other vehicles used for commercial purposes. The suitable finance structure depends on your business and how the vehicle will be used. Speak with your accountant about any tax implications.
A finance lease means you use the asset for an agreed period without owning it outright during that time. A hire purchase arrangement has you paying it off, with ownership transferring once the finance is settled. Which one suits you depends on your cash flow and tax position.
Deposit requirements depend on the lender and the asset. Your financial position and the type of finance can also affect the amount required upfront. We can assess the situation once we know what you want to finance.
Asset finance can often move quickly, but there is no single approval timeframe for every application. Timing depends on the lender, the asset, and the information required to assess your application. We manage the application and keep you informed as it progresses.